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What are the amounts of basic no-fault benefits?
$50,000 per person consisting of the following basic no-fault benefits:
- All necessary doctor and hospital bills, and other health service expenses payable according to fee schedules established by the New York State Insurance Department;
- 80% of lost earnings up to a maximum of $2,000 per month, for up to three years after the date of the accident; and
- Up to $25/day, for a year, for other reasonable and necessary expenses the injured party has had because of an injury resulting from the accident, such as the cost of hiring a housekeeper or necessary transportation to and from a health provider.
Learn more about No-Fault insurance, also called Personal Injury Protection (PIP).
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