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The Highliner Policy is specifically designed to provide
a comprehensive insurance package for owners of rental dwelling properties.
- Dwellings are covered for replacement cost when insured for at least
80% of replacement value.
- $60,000 minimum coverage is required for homes or rental properties.
- Risks ineligible for a Highliner Policy may be eligible for a Dwelling
Fire Policy.
- Outbuildings located on the premises are covered up to 10% of the
residence insurance.
Please contact a New York Central agent for more information.
| Coverage A |
Building |
| Coverage B |
Other Structures |
| Coverage C |
Business Personal Property: Business
personal property on premises, including furnishings, maintenance
equipment and outdoor furniture |
| Coverage D |
Loss of Use: Provides payment for
loss of rental due to covered peril for up to 12 months |
| Coverage E |
Liability: Covers claims for injuries, or damage
to property of others from occurrences at the insureds location |
| Coverage F |
Medical Payments to Others: Medical expenses arising from injuries
to others on the insureds premises |
| Coverage G |
Fire Legal: Fire damage to buildings rented to
you, if you are liable |
- This coverage is in addition to basic liability coverage.
- Loss of earnings up to $100 per day.
- Cost of appeal bonds.
- $500 bail bond because of vehicle accident to which basic liability
coverage applies.
- Pre-judgement interest.
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