|
|
You do need it! When it comes to your clothing, jewelry, furniture,
TV, golf clubs and other personal belongings, renting an apartment or
house is no different than owning a home. You could still face the cost
of repairing or replacing these-items because of fire, theft, wind and
other hazards. You could be faced with a major, financial setback if you
are not fully protected.
Tenant Homeowner Coverages
| Coverage C |
Contents: Clothing,
TV, stereo, etc. |
| Coverage D |
Loss of Use: Reimbursement
for additional living expenses for covered loss |
| Coverage E |
Personal Liability:
On or off premises |
| Coverage F |
Medical Pay: On premises,
coverage for someone other than insured if hurt or injured on your
property |
Our HO0004, Renter's Policy covers a broad range of losses and disasters
including:
|
- Fire and Lightning
- Weight of Ice, Snow, or Sleet
- Windstorm or Hail
- Explosion
- Smoke Damage
- Theft
- Vandalism
- Water Damage
- Freezing
- Electrical
|
|
Optional Coverages:
|
- Replacement cost on contents. A standard tenants policy pays
you the depreciated value for the contents of your home in the
event they are damaged, destroyed or stolen. With Replacement Cost protection,
you receive the full amount it would cost to replace your possessions
should a loss occur.
- Waterbed Liability covers property damage by a waterbed to
non-owned property at your residence.
|
|
