Umbrella Insurance

Our Golden Spike Personal Umbrella Policy goes beyond the normal limits of coverage provided for personal liability hazards. "The Spike" increases the amount of liability coverage acquired through underlying policies.

The Protection Provided:

  • Provides up to $1,000,000 additional coverage beyond personal liability insurance that you ordinarily carry.
  • Protects you and your family by making payments of judgment against you resulting from personal activities.
  • World wide coverage of Automobile and Watercraft is included.
  • Legal defense costs, in addition to indemnity, are covered in many areas where there is no underlying coverage.