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Auto Insurance

Coverage you can count on, from neighborhood drives to back country adventures. Genuine Care Since 1899.

What is Auto insurance?

Hand out the window, your favorite playlist coming from the speakers; Driving is the excitement of having somewhere to go. But - as any seasoned driver can attest - getting behind the wheel also has its risks. That's where auto insurance comes in.

While auto insurance is mandatory for all vehicle owners in New York State, we believe it's more than that. At NYCM Insurance, we believe that insurance is a helping hand in your most trying times. It's what protects you and those you love most, and helps you return to normalcy following an incident or accident.

A car insurance policy from NYCM Insurance offers a broad range of coverages including:

  • Transportation Expense
  • New Car Replacement
  • Original Equipment Manufacturer (OEM)
  • Personal Articles

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How much does Auto insurance cost?

Contact an agent to get a quote and learn how much you could save.

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Home and Automobile Combined

Bundle & Save with Multipolicy

Home and Automobile Combined

Keep things simple! Combine all of your insurance policies to save time and money. The best part? The more policies you have with NYCM Insurance, the more you will save! Qualifying policies include Home, Renters, Umbrella and Auto.

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Emergency Roadside Assistance

Tow Truck

Whether you're away from home or in your own driveway, NYCM Insurance's Emergency Roadside Assistance Coverage provides you with towing and roadside assistance service 24 hours a day, 365 days a year, throughout the United States.

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Tow Truck

How do I get Auto insurance?

At NYCM we make the process easy and personalized. Enter your zip code to find an agent near you and get a quote.


Auto Insurance Discounts

Multipolicy Discount

Combine your auto and home policies to save both time and money.

New Car Discount

A New Car discount will be applied to Collision coverage for vehicles of the current or upcoming model year for new and renewal business. This discount will only apply if the vehicle has not been previously titled.

Claim-Free Discount

Be claim-free for five consecutive years and receive a 2.5% discount on bodily injury, property damage, property injury protection, comprehensive and collision coverages.


Stay in the Know

Interested in learning more about auto insurance? Check out the NYCM Insurance Blog for additional vehicle tips, DIY hacks and insurance know-how: