Skip to main content

What is Homeowners insurance?

A home is more than four walls and a roof. It's your refuge, oasis and kingdom. Home is where you raise your children, gather for family meals and find comfort at the end of the day. If you own a home, then you know that you can't put a price tag on all that it represents.

Aside from sentimental value and security, your home is also a financial investment. A lot of planning went into finding and purchasing your home. It's a part of you and most likely, your most valuable asset.

Homeowners insurance is designed to protect your home from the inside out; from damage caused by a fire or fallen tree, to your possessions being stolen by a burglar, to covering your living expenses should you be unable to use your home. Homeowners insurance prepares you for what you could not prepare for otherwise.

View All Basic Coverages >

Dedication to Customer Satisfaction

We're dedicated to providing the best service possible and know that a big part of that is providing our customers with a human experience. Because we know concerns, questions and mishaps don't run on a schedule, we are proudly available 24 hours a day, 7 days a week, 365 days a year. For all matters, big or small, you can take comfort in knowing we're only a phone call away.

Call 800-234-6926

How much does Homeowners insurance cost?

Contact an agent to get a quote and learn how much you could save.

Questions? Find an Agent >

Home and Automobile Combined

Bundle & Save with Multipolicy

Keep things simple! Combine all of your insurance policies to save time and money. The best part? The more policies you have with NYCM Insurance, the more you will save! Qualifying policies include Home, Renters, Umbrella and Auto.

Learn More >

Home Insurance Discounts

Multipolicy Discount

Combine your auto and home policies to save both time and money.

Work From Home Discount

Do you spend a majority of your work week from the comfort of your home? There's a discount for that! If you, the named insured, works 20 or more hours a week from home then you may be eligible for our work from home discount.

Green Discount

We're proud to support eco-friendly living. That's why we offer homeowners with green-certified buildings a discount for going above and beyond in protecting our environment.

How to get Homeowners insurance

At NYCM we make the process easy and personalized. Enter your zip code to find an agent near you and get a quote.

Extend Your Coverage with Umbrella Insurance

Add an extra layer of protection to your policy with Umbrella coverage. Umbrella Coverage can help you with extra Personal Liability Protection above what your Automobile or Homeowner Liability limits cover.

Learn More >

An umbrella protecting a home

Stay in the Know

Interested in learning more about home insurance? Check out the NYCM Insurance Blog for additional vehicle tips, DIY hacks and insurance know-how: