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What is Condo insurance?

Unlike the insurance policy your condominium association possesses to cover the general building and common areas, an individual condo insurance policy will protect your space and your belongings should they be stolen or damaged by specific perils such as fire, lightning or hail. Aside from your belongings, a condo insurance policy can also provide you with personal liability coverage - coverage designed to protect you, the homeowner, should someone injure themselves on your property.

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Dedication to Customer Satisfaction

We're dedicated to providing the best service possible and know that a big part of that is providing our customers with a human experience. Because we know concerns, questions and mishaps don't run on a schedule, we are proudly available 24 hours a day, 7 days a week, 365 days a year. For all matters, big or small, you can take comfort in knowing we're only a phone call away.

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How much does Condo insurance cost?

Contact an agent to get a quote and learn how much you could save.

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Home and Automobile Combined

Bundle & Save with Multipolicy

Keep things simple! Combine all of your insurance policies to save time and money. The best part? The more policies you have with NYCM Insurance, the more you will save! Qualifying policies include Home, Renters, Umbrella and Auto.

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Condo Insurance Discounts

Home Buyer Discount

This discount will apply when the home is purchased on the original effective date or during the 12 months prior to the original effective date of the policy.

Secured Premises Discount

If your condo is protected by a security attendant or a locked entrance, then you may qualify for a secured premises discount. To qualify, the entrances and exits at the insured location must be monitored by a security attendant 24 hours a day, 7 days a week or the entrance to the entire location must be controlled through the use of a key or controlled entry system.

Manager on Premises Discount

Does your condo manager or owner reside in a separate unit on the premises? There's a discount for that!

How do I get Condo insurance?

At NYCM we make the process easy and personalized. Enter your zip code to find an agent near you and get a quote.

Coverage for You and Your Needs

We're proud to offer a variety of different policies to condo owners, based on your individual situation and need. Aside from our basic protection policy, we also offer Premier and Premier Plus Forms. To learn more about the different polices and how they vary, click the link below.

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Stay in the Know

Interested in learning more about condo insurance? Check out the NYCM Insurance Blog for additional tips, DIY hacks and insurance know-how: