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Homeowner Insurance

Mobile Home Insurance Coverage Guide

Coverages Description
A: Coverage A Dwelling: Your mobile home.
B: Coverage B Other Structures: Your detached garage, shed (10% of Coverage A).
C: Coverage C Contents: Clothing, TV, Stereo, etc. (50% of Coverage A).
D: Coverage D Loss of Use: Reimbursement for additional living expenses for covered loss (20% of Coverage A).
  • Minimum coverage for mobile home is $10,000.
  • Age of mobile home must not exceed 10 years.
  • Permanent steps, handrails, and skirting are required.

If you have any questions or would like to know more, please contact a New York Central Mutual agent.